Complete Guide

How to Use
Money Manager

Everything you need to master your finances — from first setup to advanced analytics. All features explained in one place.

Getting Started Dashboard Custom Dashboard Accounts Initiation Balance Budget Goals Reports Cashbook Recurring Backup AI Profiles Other
Step 1

Getting Started

Experience a smooth onboarding that walks you through every key feature of Money Manager — from choosing your dashboard layout to setting up accounts, budgets, and reminders.

Full Intro Guide
Choose Your Dashboard Style

Choose Your Dashboard Style

Pick a dashboard layout that matches your financial management style. Multiple templates are available for different needs.

Secure Backup & Restore

Secure Backup & Restore

Restore your financial data from previous backups or cloud storage during setup so you never lose progress.

Import & Export Data

Import & Export Your Data

Import financial records from other apps or previous versions to pick up right where you left off.

Budget Planning & Account Management

Budget Planning & Account Management

Add your initial accounts with opening balances and set up budgets to start tracking from day one.

Advanced Cashbook Management

Advanced Cashbook Management

Initialize your cashbook for tracking money lent and borrowed from friends and family.

Smart Transaction Reminders

Smart Transaction Reminders

Set up payment reminders, budget alerts, and goal notifications tailored to your schedule.

Account & Asset Management Tools

Account & Asset Management Tools

Configure your banks, credit cards, and other financial institutions from one central place.

Flexible Configuration Options

Flexible Configuration Options

Fine-tune preferences, themes, security, and every app behaviour to match your workflow.

Step 2

Dashboard Overview

Personalize your financial home screen with drag-and-drop widgets. See exactly what matters most to you — account balances, income vs. expenses, budget progress, and goals — all at a glance.

Full Dashboard Guide
Dashboard Overview Feature 1

Dashboard Overview

Your central financial hub showing account balances, income vs. expenses, budget progress, and goals in real time.

Dashboard Feature 2

Quick Financial Snapshot

See total assets, liabilities, and net worth at a single glance without navigating deep into menus.

Dashboard Feature 3

Spending Trends at a Glance

Visual indicators highlight spending trends and budget usage, helping you stay on track effortlessly.

Dashboard Feature 4

Fully Personalized View

Customize which data appears on your dashboard so every time you open the app you see what matters most.

Step 3

Customized Dashboard

Personalize your financial home screen with drag-and-drop widgets. Choose from transactions, income/expense, graphs, goals, cashbook, account, net worth, and recurring widgets — each with multiple style options.

Full Custom Dashboard Guide
Customized Dashboard

Customized Dashboard

Build your personal financial command center by arranging widgets exactly how you want them.

Suggested Dashboard

Suggested Dashboard

Not sure where to start? Choose from pre-built suggested layouts curated for different financial styles.

Widget Category Library

Widget Category Library

Browse a rich library of widget categories — transactions, income, expense, graphs, goals, cashbook, and more.

Transactions Widget

Transactions Widget

Display recent transactions with multiple style options — list, card, or timeline — each fully customizable.

Income Widget

Income Widget

Track your income sources visually with configurable display styles for quick category breakdowns.

Expense Widget

Expense Widget

Monitor spending by category directly from your home screen with multiple expense widget styles.

Graph Widgets

Graph Widgets

Interactive line, bar, and area charts showing income and expense trends over time, right on your dashboard.

Goals Widget

Goals Widget

Track progress toward your savings goals with visual indicators and multiple display styles.

Recurring Transactions Widget

Recurring Transactions Widget

Stay on top of fixed and repeating expenses with recurring transaction summaries directly on your home screen.

Step 4

Account Management

Keep all your financial accounts organized in one place. From cash in your wallet to savings and credit cards, Money Manager gives you a clear picture of where every rupee lives.

Full Account Guide
Create Account with Opening Balance

Create an Account with Opening Balance

Enter the account name, select its group (Cash, Savings, Debit Card, etc.), and set an opening balance to start tracking immediately.

Confirm Before Saving

Confirm Before Saving

Review account details before finalizing. The app prompts you to confirm opening balance categorization as Income or Expense.

Support for Negative Balances

Support for Negative Balances

Credit card and loan accounts fully support negative opening balances for accurate liability tracking.

Simple Account Creation Form

Simple Account Creation Form

A clean, distraction-free creation form makes it fast to add any account type with minimal steps.

Account Dashboard Overview

Account Dashboard Overview

See all accounts grouped by type with live balances. Total assets, liabilities, and net worth are always visible at the top.

Quickly Update Account Values

Quickly Update Account Values

Tap on any account to instantly update its value with the built-in financial keypad — no extra screens needed.

Preloaded Default Accounts

Preloaded Default Accounts

Get started instantly with preloaded account groups like Cash, Savings, and Credit Card — ready to customize.

Choose Your Account Group

Choose Your Account Group

Assign each account to a group (Cash, Bank, Savings, Credit Card, Loan, or custom) for organized overview screens.

Organized Account Groups

Organized Account Groups

Accounts are neatly grouped by type so you can find and manage any account in seconds.

Show or Hide Accounts

Show or Hide Accounts

Toggle visibility on any account to keep transaction lists clean without permanently deleting data.

Account Options Menu

Account Options Menu

Access edit, delete, rename, and other account-specific actions from a quick tap on the options menu.

Reorder Accounts Your Way

Reorder Accounts Your Way

Drag and drop accounts to arrange them in your preferred display order across the dashboard and lists.

Step 5

Account Initiation Balance

Set up your new accounts with the correct starting balance. Whether you're starting with a positive cash reserve or managing a credit balance (minus), the step-by-step initiation flow ensures your finances are precisely accurate from day one.

Full Initiation Guide
View Assets and Liabilities

1. View Your Assets and Liabilities

Start from the Tools tab and tap Accounts for an instant overview — blue for assets, red for liabilities.

Account Management Options

2. Account Management Options

Tap the ⋮ menu to create accounts, configure defaults, show/hide accounts, delete, or reorder them.

Create a New Account

3. Create a New Account

Fill in Group, Name, and Amount. Use + for positive (asset) or − for negative (liability) opening balance.

Confirm Initial Income or Expense

4. Confirm Initial Income or Expense

Selecting + records the balance as Income; selecting − records it as an Expense in your history log.

Positive History Log

5. Positive History Log

Your positive initial balance is safely recorded as a "Modified Bal." categorized as Income in account history.

Updated Total Assets

6. Updated Total Assets

Navigate back to Tools and see your new account reflected accurately under total Assets.

Negative Liability Account Setup

7. Negative (Liability) Account Setup

For credit cards or loans, use the − button to log a negative current balance for accurate liability tracking.

Negative History Log

8. Negative History Log

The negative starting balance is automatically logged in account history as an Expense withdrawal.

Calculating True Net Worth

9. Calculating True Net Worth

The Tools section offsets Assets against Liabilities to display your accurate real-world Total net worth.

Update Existing Accounts

10. Update Existing Accounts

Select any account at any time to correct its balance, toggle formatting, or manage visibility preferences.

Using the Financial Keypad

11. Using the Financial Keypad

Our dedicated numeric keypad makes it fast to toggle between Plus (+) and Minus (−) balances on the fly.

Reversing Accounts Automatically

12. Reversing Accounts Automatically

Updating an account from positive to negative (or vice versa) automatically records the difference as Income or Expense.

Always Balanced Guaranteed

13. Always Balanced, Guaranteed

Every manual balance change is precisely timestamped and logged, giving 100% transparency over your finances.

Step 6

Budget Planner

Take control of your spending before it happens. Set flexible budgets, track your progress visually, and stop living paycheck to paycheck with intelligent spending alerts.

Full Budget Guide
Budget Overview

Budget Overview

See all active budgets at a glance with progress bars showing spending against your budget targets.

Create Custom Budgets

Create Custom Budgets

Set a budget amount for any category, select a time period (weekly/monthly/yearly), and define which accounts apply.

Category Specific Budgeting

Category Specific Budgeting

Create separate budgets for food, entertainment, utilities, transport, and any other expense category you track.

Visual Progress Tracking

Visual Progress Tracking

Color-coded progress bars show exactly how much of each budget is spent and how much remains at a glance.

Budget Performance History

Budget Performance History

Review past budget periods and spending patterns to identify habits and improve your future planning.

Detailed Spending Breakdown

Detailed Spending Breakdown

Drill into any budget to see a full category breakdown of where exactly your money is going.

Smart Overspend Alerts

Smart Overspend Alerts

Receive notifications when spending reaches set thresholds so you can adjust before you blow the budget.

Multi-Account Compatibility

Multi-Account Compatibility

Create budgets that span multiple accounts or limit them to specific accounts for granular financial control.

Step 7

Goal Tracking

Define your financial goals, contribute regularly, and watch your progress grow — one step at a time. Money Manager keeps you motivated and accountable with clear visual milestones.

Full Goal Guide
Create a New Goal

Create a New Goal

Define a goal name, target amount, deadline, and category — whether it's a vacation fund, emergency reserve, or big purchase.

View All Your Goals

View All Your Goals

See all active goals with completion percentages, time remaining, and visual progress bars on one screen.

Add Contributions Easily

Add Contributions Easily

Quickly add money toward any goal from a dedicated contribution screen — any amount, any time.

Track Contribution History

Track Contribution History

View a complete history of every contribution, adjustment, and milestone achieved for each goal.

Visual Progress Tracking

Visual Progress Tracking

Charts show goal progress over time with trend analysis so you can see if you're on pace to meet your deadline.

Manage and Edit Goals

Manage and Edit Goals

Modify goal targets, deadlines, or linked accounts anytime as your financial priorities evolve.

Celebrate Goal Completion

Celebrate Goal Completion

The app acknowledges your achievement when you reach your target and archives the goal for future reference.

Step 8

Financial Reports

Gain deep insights into your finances with beautiful analytics, category breakdowns, sub-category reports, advanced filters, and full transaction history — all exportable.

Full Reports Guide
Analytics Overview with Pie Chart

Analytics Overview with Pie Chart

Visualize income and expense distribution across all categories with a clear, interactive pie chart.

Income & Expense Category Breakdown

Income & Expense Category Breakdown

Detailed breakdown showing top income sources and expense categories with proportional spending analysis.

Full Overview Donut Chart

Full Overview Donut Chart

A summary donut chart gives an instant overview of your overall financial situation at a single glance.

Sub Category Report

Sub Category Report

Drill down into specific categories to see detailed sub-category spending analysis and granular breakdowns.

Advanced Report Filters

Advanced Report Filters

Filter reports by date range, category, account, transaction type, and custom criteria for precise insights.

Category-wise Totals Report

Category-wise Totals Report

See total spending and income by category for a complete picture of where your money flows each period.

Transaction List with Export

Transaction List with Export & Analytics

Export complete transaction lists with all details in standard formats for external analysis or sharing.

Complete Transaction History

Complete Transaction History

View full chronological records of every transaction with sorting, filtering, and export capabilities.

Step 9

Cashbook — Lend & Borrow Tracker

Never lose track of money you've lent or borrowed. Money Manager's Cashbook records every transaction with a contact, generates per-person statements, and sends payment reminders automatically.

Full Cashbook Guide
Instant Lend & Borrow Overview

Instant Lend & Borrow Overview

See a complete overview of all money given and received with running balances showing net amounts per contact.

Create & Manage Multiple Cashbooks

Create & Manage Multiple Cashbooks

Create separate cashbooks for different people or groups to keep personal, business, and family lending organized.

Record Money You Gave or Received

Record Money You Gave or Received

Track both money you gave and money received in one unified view — no more confusion over who owes what.

Set Payment Reminders

Set Payment Reminders

Schedule automatic reminders for pending payments so nothing slips through the cracks.

Filter & Search Cashbook Reports

Filter & Search Cashbook Reports

Filter cashbook entries by person, date range, or transaction type for quick detailed analysis.

Download & Share PDF Reports

Download & Share PDF Reports

Export beautifully formatted PDF cashbook reports to share, print, or archive with one tap.

Per-Person Statement & Settle Account

Per-Person Statement & Settle Account

Tap on any contact to view their full transaction history and mark balances as settled when payments are made.

Step 10

Recurring Transactions

Set up recurring income, expense, or transfer transactions once and let Money Manager handle the rest automatically. Never miss a scheduled entry — from daily salaries to monthly subscriptions.

Full Recurring Guide
Create a New Recurring Transaction

Create a New Recurring Transaction

Choose transaction type (Income/Expense/Transfer), set amount, category, account, and frequency in one simple form.

Configure Every Recurring Detail

Configure Every Recurring Detail

Set frequency, start date, repetition count, and notes. Full control over how and when transactions repeat.

View All Active Recurring Entries

View All Active Recurring Entries

The Recurring list gives a complete overview of all automated entries with progress indicators and upcoming dates.

Step 11

Data Backup & Restore

Keep your financial data safe and always within reach. Money Manager lets you back up automatically, restore from any previous version, export your database, and import files with ease.

Full Backup Guide
Sign In to Enable Backup

Sign In to Enable Backup

Sign in with your account to activate cloud backup and keep your data protected and accessible anywhere.

Multiple Backup Profiles

Multiple Backup Profiles

Backup is available across multiple profiles so all your books are securely saved independently.

View Your Last 3 Backups

View Your Last 3 Backups

Access your three most recent backups with timestamps to quickly identify and restore the version you need.

Restore Your Data in One Tap

Restore Your Data in One Tap

Restore your entire database from any saved backup version with a single tap — instant recovery guaranteed.

Flexible Automatic Backup Schedules

Flexible Automatic Backup Schedules

Configure how frequently automatic backups run — daily, weekly, or monthly — to match your preference.

Import a Backup File

Import a Backup File

Import a backup database file from local storage or cloud to migrate data or switch devices seamlessly.

Export Your Backup Database File

Export Your Backup Database File

Export your full database file to local storage for manual archiving or transferring to another device.

Review Your Imported Data

Review Your Imported Data

After importing, view a complete list of all income and expense entries to verify everything came across correctly.

Step 12

AI-Powered Financial Guidance

Get personalized financial guidance, actionable savings strategies, and expert money advice powered by AI — tailored to your actual spending patterns and goals.

Full AI Guide
AI-Powered Financial Guidance Chat

AI-Powered Financial Guidance

Ask any financial question and receive intelligent, personalized answers based on your real spending data and habits.

Curated Financial Question Library

Curated Financial Question Library

Browse a library of suggested financial questions — from savings strategies to debt management — with instant AI answers.

Step 13

Multiple Profiles

Keep your personal tracking, business accounting, and family budgets completely separate. Switch between books seamlessly with a single tap — each with its own independent data.

Full Profiles Guide
Create Multiple Books

Create Multiple Books

Set up separate financial books for personal, business, family, or any other purpose — each fully independent.

Fast Profile Switching

Fast Profile Switching

Switch between books with a single tap — no logout required. Your context is saved exactly as you left it.

Independent Configuration

Independent Configuration

Each profile has its own accounts, budgets, goals, transactions, and settings — completely separate from others.

Step 14

Other Features

Discover powerful utility features built into Money Manager — from bookmarked transactions and a built-in calculator to multi-currency support, passcode security, themes, and smart reminders.

Full Other Features Guide
Bookmarked Transactions

Bookmarked Transactions

Built-in Calculator

Built-in Calculator

Multi-Currency Support

Multi-Currency Support

Complete Settings Menu

Complete Settings Menu

Passcode Security Lock

Passcode Security Lock

Smart Daily Reminders

Smart Daily Reminders

Advanced App Configuration

Advanced App Configuration

Light, Dark & System Themes

Light, Dark & System Themes

First Day of Week Setting

First Day of Week Setting